Exclusive Pilot’s Loss of License insurance for HAI-member pilots


There are few occupations as demanding as a professional helicopter pilot. There are even fewer that impose the stringent health requirements demanded of every pilot. A slight medical deficiency or prescription of certain medication can cause indefinite grounding, resulting in a loss of income and financial hardship.

Lockton Affinity’s exclusive Loss of License insurance can provide invaluable peace of mind for Helicopter Association International member pilots.

While coverage will apply differently depending on your age and policy selections, this case study gives an example of how crucial coverage can be to pilot livelihoods.

  • After sustaining an injury while coaching a little league team, a 45-year-old helicopter pilot lost their medical license for one year.
  • With Loss of License insurance, the pilot received a $4,600 monthly benefit for 12 months.

Who should consider purchasing this coverage?

Helicopter Association International member pilots who rely on their pilot’s license to earn an income will benefit from exclusive Pilot’s Loss of License insurance. This insurance coverage provides HAI-member pilots a portion of income replacement for up to 12 months after loss of license.

Like Helicopter Association International is the leading helicopter organization, Lockton Affinity strives to be a leading insurance partner for HAI-member pilots like you. Founded in 1987, Lockton Affinity is one of the nation’s leading program administrators. Using their leverage as a global broker, they offer comprehensive coverage at the most competitive pricing. With their Loss of License insurance, HAI-member pilots receive:

  • Up to $5,000 per month for a maximum income replacement of 60% of gross earned taxable income for U.S. HAI-member pilots under the age of 60
  • Two elimination period options of 90 days or 180 days*
  • Coverage for up to 12 months after loss of medical license
  • No new medical exam required
  • Easy online application

*An elimination period is the amount of time between loss of license and the receipt of benefit payments.

To learn more about coverage, visit LocktonAffinityHAI.com or see what coverage will look like for you buy requesting a personalized price indication.


The HAI Pilot Loss of License Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Not available in all states.